thumb_up Get to Know the Benefits

The Capital One QuicksilverOne Credit Card offers unlimited 1.5% cash back, potential credit limit increases after six months, $0 fraud liability, and credit-building tools like CreditWise®. It’s a secure and rewarding option for those with fair credit.

• done Unlimited 1.5% cash back on every purchase
• done Automatic credit limit reviews
• done $0 fraud liability
• done Free access to credit score and credit-building tools

thumb_down Know the Drawbacks

The Capital One QuicksilverOne Credit Card has a $39 annual fee, which may not suit infrequent users. Its higher interest rates can be costly if you carry a balance, and those with good credit might find better rewards or lower-fee options elsewhere.

• close $39 annual fee
• close High interest rates
• close Limited rewards compared to premium cards

help How to Apply for the Capital One QuicksilverOne Credit Card

Applying for the Capital One QuicksilverOne Credit Card is quick and easy. Visit the Capital One website, fill out the online application, and get an instant decision. With fair credit (FICO 580-669), you can be approved, receive your card by mail, and start earning cash back rewards.

1. Go to the Capital One website (or click on the button bellow to be redirected)
2. Navigate to the QuicksilverOne Credit Card page
3. Click “Apply Now”
4. Enter your personal information (name, address, etc.)
5. Submit the application for review
6. Receive your card in the mail if approved

The Capital One QuicksilverOne Credit Card is great for individuals with fair credit who want to earn rewards while improving their credit. You’ll get unlimited 1.5% cash back on every purchase—no categories or limits to track. It also helps build credit with automatic credit limit reviews after six months and free access to CreditWise®, a tool to monitor your credit score. Plus, $0 fraud liability keeps your account secure. Though there’s a $39 annual fee, the benefits can easily offset the cost for frequent users. However, the card’s high interest rates make it important to pay off balances monthly.