Save Every Day
The Blue Cash Everyday® Card offers great rewards and no annual fee, providing cashback on groceries for smart, everyday spenders.
By: Finanças do Mundo
3% Cash Back on Groceries
Earn 3% cash back on your first $6,000 spent annually at U.S. supermarkets, then 1% thereafter. Perfect for households looking to maximize rewards on everyday essentials.
3% Cash Back on U.S. Online Retail Purchases
Get 3% cash back on U.S. online retail purchases, up to $6,000 per year, then 1%. Save big on everything from apparel to home goods.
3% Cash Back on U.S. Gas Stations
Save at the pump with 3% cash back on U.S. gas station purchases, also up to $6,000 annually, then 1%. Ideal for commuters or road trippers.
No Annual Fee
Enjoy all the benefits of the card without worrying about an annual fee. This feature keeps more savings in your pocket from day one.
Why Choose the Blue Cash Everyday® Card?
The Blue Cash Everyday® Card from American Express is an ideal choice for families and budget-conscious individuals who regularly spend on essential daily expenses like U.S. supermarkets, U.S. gas stations, and U.S. online retail shopping. This credit card offers a highly competitive 3% cash back on up to $6,000 spent per calendar year in each of these three distinct everyday categories, earned as Reward Dollars that can be redeemed easily for statement credits, while all other general purchases earn a reliable and unlimited 1% cash back. The most attractive feature for cost-conscious consumers is that you can earn all of these substantial cash back rewards without ever having to pay an annual fee, ensuring that your savings remain entirely in your pocket. In addition to its generous earning structure, the card includes a practical 0% introductory APR for 15 months on both purchases and qualifying balance transfers from the date of account opening, after which a variable APR ranging from 19.24% to 29.99% will apply based on your creditworthiness and market conditions. Cardholders also benefit from built-in American Express protections, including robust fraud protection, purchase protection against damage or theft, and extended warranty benefits on eligible items. For anyone seeking a practical, transparent, and no-fee financial tool that continuously rewards routine household expenditures without unnecessary complexity, this card represents an outstanding solution. In conclusion, the Blue Cash Everyday® Card provides a safe, accessible, and exceptionally rewarding way to optimize your daily budget and maximize your overall savings on everyday essentials.
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What credit score is required to apply for the Blue Cash Everyday® Card?
A credit score of 670 or higher (considered good to excellent) is recommended for approval, but American Express will evaluate your overall credit profile.
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Does the Blue Cash Everyday® Card have an annual fee?
No, the Blue Cash Everyday® Card has no annual fee, making it a cost-effective option for earning cashback on everyday purchases.
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What is the APR for the Blue Cash Everyday® Card?
The card offers a 0% introductory APR on purchases for the first 15 months. After that, a variable APR of 19.24% – 29.99% applies, depending on your creditworthiness.
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Are there spending limits on the cashback categories?
Yes, the 3% cash back applies to U.S. supermarket, U.S. gas station, and U.S. online retail purchases up to $6,000 annually in each category. After that, you’ll earn 1% cash back on those purchases.
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What are some additional benefits of the Blue Cash Everyday® Card?
The card comes with added perks like purchase protection, extended warranty services, and fraud protection, as well as access to Amex Offers, which provides extra discounts on shopping, dining, and more.