thumb_up Discover the Benefits

The Petal 2 Visa® Credit Card offers numerous advantages that cater to a wide range of financial needs and goals.

• done Enjoy a card with no annual, late, or foreign transaction fees.
• done Earn up to 1.5% cash back on purchases, plus additional rewards at select merchants.
• done Improve your credit score with reports to all three major credit bureaus.
• done Benefit from credit limits between $300 and $10,000.

thumb_down Understanding the Drawbacks

While the Petal 2 Visa® Credit Card offers many benefits, it’s important to be aware of its limitations.

• close The card does not offer a 0% introductory APR period.
• close The cash back rewards are capped and not as high as some other cards.
• close The alternative approval process may not benefit everyone.

help How to Apply

Applying for the Petal 2 Visa® Credit Card is simple and can be completed entirely online.

1. Visit the Petal website (or click on the button bellow to be redirected) and complete the pre-approval form without impacting your credit score.
2. Submit your banking history and other financial details.
3. If pre-approved, complete the full application.
4. Petal will perform a hard inquiry on your credit report.
5. Upon approval, your card will be mailed to you.
6. Activate your card through the Petal app or website.

The Petal 2 Visa® Credit Card is a valuable tool for those looking to build or improve their credit while enjoying cash back rewards and avoiding fees. By using modern technology to assess applicants, Petal offers an inclusive and accessible credit option. The card provides 1% cash back on eligible purchases from the start, increasing to 1.5% after 12 on-time payments, and additional cash back at select merchants. With no annual, late, or foreign transaction fees, and credit limits ranging from $300 to $10,000, the Petal 2 card is designed to meet diverse financial needs. It also helps users build their credit scores by reporting to all three major credit bureaus. For those seeking a fee-free, rewarding credit card, the Petal 2 Visa® Credit Card is an excellent choice.