PNC Cash Rewards® Visa® Credit Card – Earn Cash Back with Every Purchase
The PNC Cash Rewards® Visa® Credit Card is designed to help you maximize your rewards on everyday purchases. With tiered cash back rewards, no annual fee, and flexible redemption options, it’s an excellent choice for those looking to get more value out of their spending.
By: Finanças do Mundo
4% Cash Back on Gasoline
Earn 4% cash back on gas purchases, making it perfect for frequent drivers. Maximize rewards at the pump, especially with rising fuel costs.
3% Cash Back on Dining
Enjoy 3% cash back on dining at restaurants and fast food, allowing you to earn rewards on every meal, whether it’s dining out or grabbing takeout.
2% Cash Back on Groceries
Earn 2% cash back at grocery stores. Your weekly food shopping becomes more rewarding with every purchase.
1% Cash Back on All Other Purchases
No matter where you shop, earn 1% cash back on all other purchases. It’s a straightforward way to earn cash back every day.
The PNC Cash Rewards® Visa® Credit Card: A Solid Cash Back Option
The PNC Cash Rewards® Visa® Credit Card is an ideal choice for those who want to earn high cash back rates on everyday expenses. With a tiered reward structure, cardholders enjoy 4% cash back on gas purchases, 3% on dining, 2% on groceries, and 1% on all other purchases. This is a great fit for individuals who spend significantly in these categories. Additionally, this card comes with no annual fee, meaning you can focus on earning cash back without worrying about yearly costs. Your rewards are also easy to redeem—whether you want to apply them as a statement credit or deposit them into your PNC bank account. PNC’s comprehensive digital tools allow you to track and redeem your rewards effortlessly through their online banking and mobile app. Furthermore, you can also benefit from Visa’s fraud protection services, keeping your transactions secure.
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What credit score is required for the PNC Cash Rewards® Visa® Credit Card?
Typically, you’ll need a good to excellent credit score (700+) to qualify for the PNC Cash Rewards® Visa® Credit Card.
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Does the PNC Cash Rewards® Visa® Credit Card have an annual fee?
No, the PNC Cash Rewards® Visa® Credit Card has no annual fee, making it an excellent option for those looking to maximize rewards without yearly costs.
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How are the cash back rewards redeemed?
You can redeem your cash back rewards as a statement credit or deposit them into your PNC checking or savings account, giving you flexibility in how you use your rewards.
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Is there a limit to how much cash back I can earn?
Yes, the higher-tier rewards (4% on gas, 3% on dining, and 2% on groceries) are capped at $8,000 in combined purchases annually. After reaching this limit, you'll earn 1% on all purchases.
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Does PNC offer a mobile app for managing my credit card?
Yes, PNC provides a highly rated mobile app where you can track your rewards, monitor transactions, and manage payments with ease.
How to Apply for the PNC Cash Rewards® Visa® Credit Card
Applying for the PNC Cash Rewards® Visa® Credit Card is a simple and convenient process. You can complete your application entirely online through the PNC website by providing your personal and financial information. Before submitting, you'll have the opportunity to review the card's terms and conditions. Application decisions are usually made quickly, often within minutes of submission. PNC also offers a pre-qualification tool, which allows you to check your chances of approval without impacting your credit score. Continue to discover the simple steps to apply for this card! (You will continue in our website).